health insurance

Insoom GmbH, a trusted partner of Dovera a.s., offers market leading products to individuals, families, companies and professional athletes who are looking for more than a standard health insurance.

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More than a standard health insurance

Dovera health insurance a.s. provides a special agreement for its clients with a variety of international health insurances through the Swiss agency Insoom Gmbh. These protect you in case of emergency as well as elective treatments performed by the medical practitioner and private hospital of your trust worldwide.

The difference between health insurance and travel insurance


The hospital plan gives access to treatments in general or private hospitals. This plan covers inpatient and day-patient treatments and even hospital consultations before and after an operation. Depending on the module of  the plan the hospital charges and medications are covered in full in most cases. Hospital treatments are covered when you need an accomodation for at least one night or if it is defined as a day-patient operation.

  • Hospital Charges, Medical Practitioner and Specialist Fees
  • Diagnostic Procedures
  • Emergency ambulance transportation
  • Renal Failure and Renal Dialysis : treatment of renal failure, including renal dialysis on an inpatient treatment
  • Organ transplantation
  • Cancer treatment
  • Health complications related to pregnancy and childbirth
  • Necessary plastic surgery
  • Rehabilitation, within 30 days for one case of illness
  • Psychiatric examination for stationary patients within 30 days
  • Domestic nursing service
  • Urgent treatment of hospitalized patients
  • Evacuation and repatriation (Transfer to the nearest health center and removal from home)
  • One day surgery


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Outpatient treatment

Outpatient treatments cover medical practitioners and medications if an inpatient hospitalisation is not needed. Outpatient treatments can be provided by a general medical practitioner or a specialist in a general or private medical practice or hospital.

  • Remuneration for a physician
  • Physio
  • One day surgery
  • Psychiatric diseases in outpatient patients
  • Alternative treatment
  • Domestic nursing service
  • AIDS, unlimited


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Maternity benefits cover all treatments related to pregnancy and childbirth, primarly routine pregnancy and childbirth costs, scans, pre and postnatal check-up’s and complications during pregnancy.

  • Pregnancy related healthcare up to 14,000 EUR
  • Population complications in newborn babies both short-term and long-term up to 120,000 EUR
  • Ensuring the stay and care of a newborn hospital in the event of an additional maternal illness
  • Medical care for the newborn up to 120,000 EUR


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Dental care

This cover will help to pay for routine and complex dental treatments.

  • Routinely dental treatment up to 1,200 EUR
  • Complex dental treatment up to 50% of the total amount for treatment, max. to 2,400 EUR


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Evacuation and repatriation

These benefits cover the transportation costs to the next appropriate facility, if necessary repatriation to country of residency or nationality following a treatment.

  • Transport costs
  • Appropriate costs of transport from the place of stay to the ambulance and back
  • Appropriate costs of transport from the place of stay to the outpatient and back to the escorting person
  • Cost of accommodation outside hospitals
  • Transfer to your place of residence or place of birth


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+421 55 799 47 49
+41 52 765 33 33

Adress Switzerland

Postfach 248, 8058 Zürich

Adress Slovakia

Letná 47, 040 01 Košice